financial independence

provinces & states

April 17th, 2008 by ..byxbee

train from Vancouver to Toronto, Halifax, Quebec, Montreal

Alberta
Nunavut
British Columbia
Ontario
Manitoba
Prince Edward Island
New Brunswick
Quebec
Newfoundland & Labrador
Saskatchewan
Northwest Territories
Yukon Territory
Nova Scotia

AL – Montgomery, Alabama Alabama
AK – Juneau, Alaska Alaska
AZ – Phoenix, Arizona Arizona – FIRST regional
AR – Little Rock, Arkansas Arkansas
CA – Sacramento, California California – *
CO – Denver, Colorado Colorado – HP
CT – Hartford, Connecticut Connecticut
DE – Dover, Delaware Delaware
FL – Tallahassee, Florida Florida – *
GA – Atlanta, Georgia Georgia
HI – Honolulu, Hawaii Hawaii – *
ID – Boise, Idaho Idaho
IL – Springfield, Illinois Illinois – Chicago
IN – Indianapolis, Indiana Indiana
IA – Des Moines, Iowa Iowa
KS – Topeka, Kansas Kansas
KY – Frankfort, Kentucky Kentucky
LA – Baton Rouge, Louisiana Louisiana
ME – Augusta, Maine Maine – ?
MD – Annapolis, Maryland Maryland – *
MA – Boston, Massachusetts Massachusetts – Boston
MI – Lansing, Michigan Michigan – *
MN – St. Paul, Minnesota Minnesota
MS – Jackson, Mississippi Mississippi
MO – Jefferson City, Missouri Missouri
MT – Helena, Montana Montana
NE – Lincoln, Nebraska Nebraska
NV – Carson City, Nevada Nevada
NH – Concord, New Hampshire New Hampshire
NJ – Trenton, New Jersey New Jersey
NM – Santa Fe, New Mexico New Mexico
NY – Albany, New York New York – *
NC – Raleigh, North Carolina North Carolina
ND – Bismarck, North Dakota North Dakota
OH – Columbus, Ohio Ohio
OK – Oklahoma City, Oklahoma Oklahoma
OR – Salem, Oregon Oregon – Portland
PA – Harrisburg, Pennsylvania Pennsylvania – Williamsport, Philly
RI – Providence, Rhode Island Rhode Island – Newport
SC – Columbia, South Carolina South Carolina
SD – Pierre, South Dakota South Dakota
TN – Nashville, Tennessee Tennessee
TX – Austin, Texas Texas
UT – Salt Lake City, Utah Utah
VT – Montpelier, Vermont Vermont
VA – Richmond, Virginia Virginia – Richmond
WA – Olympia, Washington Washington – Seattle, Olympia
WV – Charleston, West Virginia West Virginia – Charlie West
WI – Madison, Wisconsin Wisconsin
WY – Cheyenne, Wyoming Wyoming

AS – Pago Pago, American Samoa AS
DC – Washington, District of Columbia, USA DC
FM – Kolonia, Federated States of Micronesia FM
GU – Hagatna, Guam GU
MP – Saipan, North Marianas MP
PR – San Juan, Puerto Rico PR
VI – Charlotte Amalie, Virgin Islands VI

Posted in living : Comments Off

Stockholm Syndrome

April 13th, 2008 by ..byxbee

Financial adviser abuse. Well, that explains a lot.

Stockholm Syndrome … This is the only logical reason I can arrive at for why the public isn’t marching on Wall Street and launching into mad protests over what is going on. The fact that some of these mortgage brokers are now trying to play both sides of the fence really shows how flexible their ethics have become. They said whatever they needed to say to get you to sign the loan documents now they’ll say anything to avert a public flogging. The fact that so many people were literally abused by these so-called financial professionals

Thanks to the Housing Bubble, I Made $500,000 with a High School Diploma: The Stockholm Syndrome and Defending the Perpetrators.

Posted in money : Comments Off

so last year…

April 13th, 2008 by ..byxbee

The title sounded interesting so click … look at the date for this post!

August 23, 2007
3 Reasons Why This Credit Bubble is worse than 1929. Precursors to a Recession: Complicit Fed, Population Involved, and Greater Dependence on Credit

big players during the Great Depression that stepped in such as National City offering $25 million to brokers in March preventing a decline at the time. So the market had 7 more months of breathing room. The underlying fact still existed at the time as it does in 2007 that the underlying assets such as U.S. Steel, RCA, Westinghouse, and other companies were incredibly overpriced for what they were selling for. Fundamentals were living in Wonderland. Instead of stocks being over valued we now face massively overpriced houses in 2007.

http://drhousingbubble.blogspot.com/2007/08/3-reasons-why-this-credit-bubble-is.html

And so it continues. However, Instead of stocks being over valued, it should read In addition to… In 1929 it was RCA and Westinghouse. Until this week, it was GE. Coincidence?

Interesting that some of the “big players” stepped in to help out in March 1929 which may have delayed the inevitable for 7 months. The past is no predictor of future events but it is eerie none the less.

How bad is it? Remember, this was written almost a year ago!

I know we are in a bubble like no other when I get credit offers and refinancing offers from companies that no longer are in operation! Maybe they should contact their direct mailers and let them know that they are no longer offering 0 percent for 12 months or 5 percent Home Equity lines.

The credit solicitations have dwindled. Some measure of reality is kicking in.

Posted in money : Comments Off

vulnerable to crisis

April 12th, 2008 by ..byxbee

From the Marketwatch weekly news email…

former Federal Reserve Chairman Paul Volcker, one of the most respected figures in modern U.S. economic history, criticized the current financial system, which he suggested was out of control, vulnerable to crisis and deeply unfair.

It’s true the international system has moved beyond the days when a heavily regulated approach can succeed, he said.

“But it is equally compelling that a demonstrably fragile financial system that has produced unimaginable wealth for some, while repeatedly risking a cascading breakdown of the system as a whole, needs repair and reform,” Volcker told the Economic Club of New York.

This isn’t news but this too, is reality…

Posted in money : Comments Off

« Previous Entries